A Plano Mortgage Company

A Plano Mortgage Company

As a premiere Plano mortgage company, Stone Lake Mortgage has helped potential homeowners secure loans with credit scores as low as 580. We offer both FHA and VA loans, allowing you to quickly go through the home buying process without much hassle. Our friendly mortgage experts will be with you every step of the way. They will help you resolve any issues that may present themselves during the process, making it a great experience! We have worked with first-time homebuyers as well as experienced buyers. No matter the situation you may find yourself in, we can help.

Plano FHA Loans

If you are a first-time home buyer, an FHA loan is one of the friendliest options due to its lower down payments. If you have a credit score of 580 or higher, you could only pay 3.5% as a down payment. From 500-579, a 10% down payment will be required.

Having a good credit history makes it even easier to obtain a lower interest rate. We can work with 15, 20, and 30-year termed mortgages in the Plano area.

Plano VA Loans

Here at Stone Lake Mortgage, we want to ensure our veterans are taken care of. If you qualify for a VA loan in the Plano area, give us a call today. We will work with you and provide you with the best loan available. Military veterans can purchase a home with 0% down even with lower credit scores.

Home Improvement Loans for the Plano Area

Stone Lake Mortgage offers home improvement loans for the Plano area, allowing those with credit scores as low as 580 to remodel or add additions to their home. This also covers other services such as painting and flooring as well as appliance installation.

Choose Stone Lake Mortgage Today

When you require about a Plano housing loan, choose Stone Lake Mortgage. Even if you have student loans, have previously defaulted on a loan, or have a low credit score, we can potentially work with you! Please give us a call today to speak with one of our loan experts.